Nanny Agency Insurance

Savernake Nannies host a social media group called "The UK Nanny Agencies Consortium"

This is a group for nanny agencies run by nanny agencies. We currently have 86 members.

We regularly ask companies to write articles or provide us with discount offers exclusive to our members

Please refer to our previous blogs to read more on:

  • The Benefits of belonging to a Nanny Agency Association

  • Why I should belong to a Nanny Association/ Union

  • Why I should have Nanny Insurance

  • Nanny Salaries: Gross v Net



Recently BAPN ( The British association for Professional Nannies) gave our members an exclusive offer on their corporate membership www.bapn.org.uk





This week we invited Morton Michel to write an article on why nanny agencies should be insured.


"All businesses need insurance, but in a competitive market, it can be challenging to know exactly what policy to take out. At Morton Michel we have been insuring businesses in the childcare sector for well over 50 years and we feel that we understand the needs of this unique industry.

When thinking about insurance, it is important to remember that it is not just there to compensate you for loss. It is also there to help protect your agency if a claim is made against you, and a good insurance package will provide you with tools to reduce the likelihood of that happening in the first place. Furthermore, it should not just sit in the background, but instead offer additional support that enhances your business.

A Childcare Staff Agency policy from Morton Michel will include public and employer’s liability insurance, as well as professional indemnity cover which could protect your agency from potential claims by third parties. For example, if an employee has an accident at work, or a customer claims a nanny you supplied them with was not competent in some way. Whether the claim against you is legitimate or spurious, your policy can cover the cost of your defence, as well as any compensation you may have to pay. You can also opt to take out Directors and Officers’ insurance, which is designed to cover your board members’ personal liabilities.

Importantly our staff agency policy also contains Legal Expenses insurance as standard, which is there not only to meet your legal fees in the event you need to start a legal claim yourself, but we include a free, independent, legal advice line that you can use at any time if you want to take advice from a solicitor.

Not only can Morton Michel insure your nanny business, but we can offer insurance to your nannies too, helping to protect them from the day to day risks they encounter as part of their profession. Naturally, this a requirement for nannies who voluntarily register with Ofsted, but many parents will find the fact your nanny has their own insurance in itself a mark of quality.

Finally, with Morton Michel, all our policyholders also gain access to our ChildCare Club. This is a suite of additional benefits. These include over 70 free online CPD accredited training courses from Flick Learning, covering topics such as health and safety, safeguarding, and compliance. We also offer a selection of discounts and benefits that you can pass on to your staff. Taken together, we are convinced the package we offer is a good way to protect and enhance your nanny agency business.

For more information please visit www.mortonmichel.com/childcare-agencies-insurance or call the Morton Michel team on 0330 058 9861."


Savernake Nannies would like to thank everyone who contributes to the Consortium and we look forward to our next guest article.


Whilst every effort has been made to ensure that the information included in this article is accurate at the point of release this should not be relied upon as legal advice. It is the opinion of Savernake Nannies. Copyright 2021 SavernakeNannies.co.uk






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